Moving to Carmel, Indiana? Pros & Cons of Living in Carmel, Indiana | Dwellics™
Carmel, Indiana
Moving to Carmel

Moving to Carmel, Indiana is a big decision

Should you move to Carmel, Indiana? Is Carmel,Indiana a good place to live? When determining what cities are good for your personality type, life situation, and personal preferences, there are many factors to consider including climate, cost of living, community, job opportunities, population makeup, activities, and things to do.

With data on over 50,000 cities in the United States, Dwellics makes it easy to find the best place for you to move based on your personal preferences. This page contains detailed facts and statistics to help you determine if moving to Carmel,Indiana is the right decision for you.

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Cost of living in Carmel, Indiana

Is it expensive to live in Carmel, Indiana? When calculating the cost of living in Carmel, Indiana we factor in state income tax rates, average housing rental prices, average property values, cost of living index, and more.

The cost of living in Carmel, Indiana is highAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest in the United States and the highestAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest in Indiana, while median household income in Carmel is $112,765 which is the highest Analytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest in the United States and the highestAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest in Indiana.

Taxes in Carmel, Indiana

The sales tax rate in Carmel, Indiana is 7%. Last year, the average property taxes paid was 1% Carmel,Indiana.

The state income tax in the state of Indiana is 3.23%.

Housing costs in Carmel, Indiana

In Carmel, Indiana, 75.6% of the population owns their homes, while approximately 24.4% rent. The average cost of a single-family home in Carmel, Indiana in 2021 is $365,151 which is the highestAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest in the United States and the highestAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest in Indiana. The average one-bedroom apartment cost is approximately $981 per month.

Rental SizeMonthly CostCompared to Indiana
1 Bedroom$981the highestAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest
2 Bedroom$1,189the highestAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest
3 Bedroom$1,570the highestAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest
4 Bedroom$1,830the highestAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest
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Climate in Carmel, Indiana

What is the climate like in Carmel, Indiana? There are many important factors that may affect your personal climate preferences including average temperature and humidity, annual rainfall and snow, number of cloudy days, wind speeds, and more.

Climate comfort in Carmel, Indiana

In a typical year, Carmel, Indiana temperatures fall below 50F&deg for 161 days per year. Annual precipitation in Carmel is typically 39.6 inches per year (moderateAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest in the US) and snow covers the ground 40 days per year or 11% of the year (moderateAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest in the US). It may be helpful to understand the yearly precipitation by imagining 8 straight days of moderate rain per year. The humidity in Carmel, Indiana is below 60% for approximately 78.6 days or21.5% of the year.

Number of days per year in each temperature range
Fahrenheit

Climate Mood comfort

Sunrise and sunset times vary by region in the United States. The duration of each day and the amount of sunlight can affect people's moods in a significant way. In Carmel,Indiana, the shortest day starts at 08:13 a.m. and ends at 05:18 p.m. and lasts for 9 hours 19 minutes hours. The longest day starts at 06:15 a.m. and ends at 09:17 p.m. and lasts for 15 hours 00 minutes hours.

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Is Carmel, Indiana a safe place to live?

Dwellics analytics team assigned the score 80 to Carmel, Indiana (with 100 being the best). This score helps find the safest places to live in America. When determining if Carmel, Indiana is a safe place to live, we analyze factors including air quality, water quality, crime rates, natural disaster frequency, substance abuse rates, cancer instances, and more.

Crime rates in Carmel, Indiana

In Carmel, Indiana, violent crime rates are considered to be data not availableAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest in the United States according to our research. Arson crimes are data not availableAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest and property crimes, including vandalism rank data not availableAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest.

Environmental Hazards Carmel, Indiana

In Carmel, Indiana, cancer instances are considered to be the lowestAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest in the United States according to our research. Substance abuse in Carmel, Indiana is lowAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest in the United States according to our research.

Natural Disasters in Carmel, Indiana

Natural Disaster CategoryProbability
EarthquakesEarthquakes in Carmelare unlikely
HurricanesHurricanes inCarmel are unlikely
Severe StormsSevere Storms inCarmel are high risk
TornadosTornadoes in Carmelare possible
VolcanoesVolcanic hazard in Carmel is unlikely
WildfiresWildfires in Carmelare very low

Smoking Laws in Carmel, Indiana

Smoking is prohibited inside restaurants in Carmel. Smoking inside of workplaces in Carmel is prohibited. The use of e-cigarettes is banned. In Carmel, Indiana marijuana use is not legal.

Air & Water Quality in Carmel, Indiana

Carmel, Indiana has good air quality 88% of the time or 321 days per year. The water quality index calculated by Dwellics team in Carmel is 100 out of 100 (100 being the best) based on the number of acute health-based violations for every water utility in the last 5 years.

Does Carmel, Indiana have good schools?

When determining if Carmel, Indiana, has good schools, we analyze key factors including math proficiency, reading/language proficiency, students-per-teacher ratio, average teacher salaries, National Blue Ribbon awards, Spelling Bee and STEM/non-STEM national competitions, and more.

SchoolsNational RankingsPrivate School Enrollment
Elementary schools in CarmelRank #75.8Dwellics analytics team assigned the score 75.8 to elementary education in Carmel, Indiana (with 100 being the best). in the country.10.8%
Middle schools in CarmelRank #71.6Dwellics analytics team assigned the score 71.6 to middle education in Carmel, Indiana (with 100 being the best). in the country.10%
High schools in CarmelRank #63.9Dwellics analytics team assigned the score [r_high] to high education in Carmel, Indiana (with 100 being the best). in the country.19.2%

Dwellics searched for winners of 69 nationwide competitions for school children in both STEM and non-STEM fields and found 2 winners in the Carmel, Indianain the last 5 years.

Elementary Schools in Carmel, Indiana

There are 11 public elementary schools in Carmel, Indiana. The public elementary schools inCarmel are ranked #75.8 (with 100 being the best) in the United States according to our research. Among elementary school students, approximately 10.8% are enrolled at private schools in Carmel.

The average percentage of students proficient in math in Carmel, Indiana at the elementary level is 80.7%,and proficient in reading & language arts 72.1%.

The average salary of an elementary school teacher in Carmel is $54,287 per year. The average number of elementary school students assigned to a teacher’s classroom in Carmel is 21.

Middle Schools in Carmel, Indiana

There are 3 public middle schools inCarmel, Indiana. The public middle schools in Carmel are ranked #71.6 (with 100 being the best) in the United States according to our research. Among middle school students, approximately 10% are enrolled at private schools in Carmel.

The average percentage of students proficient in math in Carmel, Indiana at the elementary level is 70.8%, and proficient in reading & language arts 78.8%.

The average salary of a middle school teacher in Carmel is $54,287 per year. The average number of middle school students assigned to a teacher’s classroom in Carmel is 17.

High Schools in Carmel, Indiana

There are 4 high schools in Carmel, Indiana. The public high schools in Carmel are ranked #63.9 (with 100 being the best) in the United States according to our research. Among high school students, approximately 19.2% are enrolled at private schools in Carmel.

The average percentage of students proficient in math in Carmel, Indiana at the elementary level is 69%, and proficient in reading & language arts 86.4%.

The average salary of a high school teacher in Carmel is $13,571 per year. The average number of high school students assigned to a teacher’s classroom in Carmel is 18.

Infrastructure and Government in Carmel, Indiana

Carmel, Indiana is a mid-size suburb in a metro area in the Eastern Time Zone.The wireless internet speeds inCarmel are approximately 63 Mbps, while wired internet connections average a speed of 183 Mbps.

Transportation in Carmel, Indiana

The nearest airport to Carmel is 20 miles away. The nearest coastline is 132 miles away. Compared to national averages, traffic on highways and roads in Carmel is lowAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest. The road network is highAnalytics team at Dwellics grouped locations into 5 ranges for each metric: Lowest, Low, Moderate, High, Highest.

Community Demographics in Carmel, Indiana

In terms of political views, the Carmel population skews Republican. The top religion in Carmel is Protestant. The top age group is 45-64 per census data.

Household Types in Carmel, Indiana

Household TypePercentage of Population
Singles in Carmel37%
Married Couples in Carmel63%

Age Groups of People Living in Carmel, Indiana

Age GroupPercentage of Population
18 to 24 year olds7%
25 to 44 year olds25.4%
45 to 64 year olds28%
65+ year olds13.3%

Race Diversity in Carmel, Indiana

The Race Diversity score in Carmel, Indiana is 19.Race diversity score ranges from 0 to 100. The more diverse, the higher the score..

Race DiversityPercentage of Population
Latino/Hispanics3.7%
Whites83.4%
Black or African Americans2.7%
American Indian & Alaska Natives0.5%
Asians10.3%
Native Hawaiians & Other Pacific Islanders0%
Multi2.4%
Other0.6%

The Religion of people living in Carmel, Indiana

The primary religious affiliation in Carmel, Indiana is Protestant. The Religion Diversity score inCarmel, Indiana is 17.2.Religion diversity score ranges from 0 to 100. The more diverse, the higher the score..

ReligionPercentage of Population
Protestant25.6%
Catholic14.7%
Orthodox0.9%
Other / Christian0%
Mormon0.9%
Jewish0.1%
Muslim0.4%
Buddhist0%
Hindu0%
Other / Non-Christian0%

Industry and Occupation in Carmel, Indiana

The top industry present in Carmel, Indiana is Educational services, health care, and social assistance. 63.1 % of residents work in Management, business, science, and arts occupations, while only 2.9% work in Natural resources, construction, and maintenance occupations. The Industry Diversity score in Carmel, Indiana is 60.6.Industry diversity score ranges from 0 to 100. The more diverse, the higher the score.

IndustryPercentage of Population
Agriculture, forestry, fishing and hunting, and mining0.2%
Construction4.3%
Manufacturing13.2%
Wholesale trade3.6%
Retail trade6.4%
Transportation and warehousing, and utilities3.1%
Information2.5%
Finance and insurance, real estate, and rental and leasing10.7%
Professional, scientific, management, administrative, and waste management services18%
Educational services, health care, and social assistance24.2%
Arts, entertainment, recreation, and accommodation and food services8.5%
Other services, except public administration3.7%
Public administration1.5%

The Occupation Diversity score in Carmel, Indiana is 46.1.Occupation diversity score ranges from 0 to 100. The more diverse, the higher the score.

OccupationPercentage of Population
Management, business, science, and arts occupations63.1%
Service occupations9.4%
Sales and office occupations19.9%
Natural resources, construction, and maintenance occupations2.9%
Production, transportation, and material moving occupations4.6%

Average Educational level of people living in Carmel,Indiana

88.6% of residents in Carmel, Indiana have earned a Bachelor’s degree or higher, compared to the U.S. average of 46.6%. 47.9% of residents in Carmel, Indiana hold STEM degrees (STEM = Science, Technology, Engineering, Mathematics). The Educational level Diversity score in Carmel, Indiana is 61.7.Educational diversity score ranges from 0 to 100. The more diverse, the higher the score.

Educational levelPercentage of Population
Less than high school graduate2.1%
High school graduate (includes equivalency)9.3%
Some college or associate's degree18%
Bachelor's degree40.5%
Graduate or professional degree30.2%