Personal Cost of Living Calculator

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Cost of Living Calculator

Dwellics is a personalized recommendation engine helping people rank 60,000+ cities. towns, villages and neighborhoods all across America to find the best locations to live based on their preferences. Our patented algorithm created by PhD-level data scientists considers 100+ metrics and hundreds of thousands in unique data points to create reports on the economy of a place to help you create a plan for your life there.

What Is A Cost of Living Calculator?

Our cost-of-living calculator is designed for people who are looking to move to a different area. It allows you to enter figures and compare costs of things in two cities side by side. It’s important to consider your household income and how it compares to a different location to determine if you afford the same lifestyle. For example, if you wanted to relocate to a new state with a current employer, you need to determine if your current salary will cover all your expenses. Use our calculator tool to research regional income levels, housing costs, and other expenses to determine how much you’ll need to earn to maintain a similar lifestyle in a new place. Compare cost of living before moving to a new place to find the price of housing, taxes, insurance, groceries, childcare, and other metrics important to you.

What The Cost of Living Calculator Considers

  • Income:

    Household income is an important consideration to determines how much you can afford in terms of expenses, including housing, taxes, groceries, insurance, and other necessities. It’s important to consider how your income will be affected by relocating to a new city.

  • Expenses:

    All of your living expenses, including groceries, health care, insurance, childcare, housing, utilities, and more. Everything you spend money on is considered a cost of living. These are all of the essentials you need to be able to live.

  • Taxes:

    Taxes are different for each state and city. Depending on where you live, income taxes could be less while property taxes may be higher.

Questions To Ask Yourself

Cost of living includes your income, expenses and taxes. It’s also important to dive deeper to learn more about what it’s actually like to live in the places you’re considering relocating to. When considering a city jump, you want to ensure the new location offers all the services, activities, and attractions you want and need.

  • What clubs are you a member of?
  • What services do you need on a weekly or monthly basis? Consider doctors, gyms, pet care, lawn care, nail salons, hair care, attorneys, and other professional services..
  • Where do you like to eat and shop?
  • What internet and cell phone carriers are available?
  • What kinds of schools do your children need?
  • Do you want to be close to nature and outdoor attractions like parks, beaches forests, deserts, mountains, hiking trails, biking trails?

Where Will You Be Happy?

The most important factor is this: where are you going to be happy? Happiness comes from a variety of sources: friends, family, hobbies, experiences, money. Consider making a list of activities and experiences that mean something to you and find out if your new city offers that level of happiness. Use our customizable calculator and our patented city search index to make your own cost of living comparison by city. Dwellics’ cost of living checker uses new 2023 data to show the difference between two cities to help you make the best choice for your lifestyle, yourself, and your family.

Need Specific Information? Start Here.

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Our data is sourced from places like the United States Census Bureau, the Department of Housing and Urban Development, the Bureau of Labor Statistics, and much more. Scroll down our data page for more details.


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